Small Business Debt Collection — built for small business cash flow.
Small and mid-sized businesses can't afford uncollected invoices — and can't afford complex collections vendors. Altus offers SMB-friendly onboarding, transparent pricing, and full enterprise-grade compliance.
How we approach SMBs
SMBs recovery, by specialists who know the business.
Small and mid-sized business receivables span every industry but share common characteristics: tight cash flow tolerance, simple onboarding requirements, and the need for pricing that scales down as well as up. Altus offers SMB-friendly placement (under 2 minutes), no setup fees, no long-term contracts, and the same compliance posture we deliver to enterprise clients.
Recovery challenges
What makes SMBs different.
Cash flow tolerance
One unpaid invoice can damage operations. Recovery has to be quick and predictable.
Onboarding overhead
SMBs can't spend weeks integrating with a recovery vendor. We onboard in minutes.
Pricing transparency
No setup fees, no long-term contracts, contingency-based for most accounts.
Same compliance, smaller cost
SMBs get the same SOC 2 / PCI / CLLA posture as enterprise — not a lower tier.
Recovery profile
Benchmarked performance for SMBs.
Recovery economics vary by vertical. Here's how the SMBs desk performs against the metrics that matter.
- SMBs desk
- Average of all 13 Altus industry desks
Desk scorecard
SMBs
- Average days to recovery
- 33days
Range across desks: 33–72 daysAll-desk average: 49 days
- Recovery complexity
- Standard (2 of 5)
- Compliance layer
- SOC 2
- CLLA
Services for SMBs
The Altus services we deploy in this vertical.
Each engagement combines these services based on portfolio characteristics, account age, and your operational needs.
Questions
SMBs FAQ
We work commercial accounts as low as $1,000. Below that, recovery economics typically don't work for either party.
Ready?
Put a SMBs specialist on your accounts.
Talk to a specialist who knows smbs recovery — or place an account in under two minutes.