Know what to recover before you sue.
Before committing additional time and legal expense, understand whether there are assets that may support recovery. Altus Asset & Liability Reports identify financial and ownership information that helps your team make more informed decisions about litigation, settlement, and next steps.
Financial intelligence to inform your next recovery decision.
Altus Asset & Liability Reports provide a more complete view of a debtor's financial position before you commit to legal action. Reports bring together available information on assets, business interests, secured obligations, and competing liabilities to help your team and legal counsel evaluate potential recoverability and determine the appropriate next step.
Featured Resource
The Bottom-Line Case for Modern Commercial Collections
Learn how finance leaders can improve cash flow, reduce write-offs, lower DSO, and protect customer relationships by combining recovery technology with commercial collections expertise.
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Why Altus
Make more informed decisions before escalating.
Legal recovery can require significant time and expense. Asset and liability intelligence gives your team additional information to evaluate recovery potential, prioritize accounts, support settlement strategy, and determine where further action makes financial sense.
How it works
From placement to recovery.
A predictable, transparent process backed by the Altus platform and your dedicated account team.
Submit the subject
Provide debtor name, SSN/FEIN, last known address, and any other identifiers you have. Bulk submissions supported.
Submit the subject
Provide debtor name, SSN/FEIN, last known address, and any other identifiers you have. Bulk submissions supported.
Discovery & verification
Our investigators run real property, vehicle, employment, banking, and UCC searches — verifying every hit.
Discovery & verification
Our investigators run real property, vehicle, employment, banking, and UCC searches — verifying every hit.
Structured report
You receive a structured, sourced report with assets, liabilities, and a collectability assessment.
Structured report
You receive a structured, sourced report with assets, liabilities, and a collectability assessment.
Inform your legal strategy
Use the report to authorize legal escalation, negotiate settlement, or close the file as judgment-proof.
Inform your legal strategy
Use the report to authorize legal escalation, negotiate settlement, or close the file as judgment-proof.
Use cases
Know more before deciding what comes next.
FAQ
Questions about Asset & Liability Reports.
Yes. All Altus asset investigations are conducted under FCRA-compliant permissible purpose and in accordance with state and federal investigation laws.
Bank account locator services have inherent limitations — we identify likely accounts based on payment data and public records, with verification where available.
International asset investigations may be available through Altus' partner network. Contact our team to confirm coverage and available reporting for the applicable country or jurisdiction.
A business credit report helps evaluate creditworthiness and payment risk. An Asset & Liability Report focuses on available financial and ownership information that may help assess recoverability, particularly when legal action or settlement is being considered.
Resources
Insights & Recovery Resources
Access guides, case studies, benchmark reports, and educational resources designed to help organizations strengthen receivables performance and improve recovery outcomes.
Ready when you are
Know the recovery potential before you escalate.
Order an Asset & Liability Report or talk with an Altus specialist about the financial intelligence you need to support your next recovery decision.