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Altus Commercial Receivables

Turn unpaid invoices back into cash

Fast, professional recovery of your outstanding receivables, without damaging the customer relationships you depend on.

<24h
Time to first contact
$0
Setup fee
$1K–$10M+
Accounts
Years in commercial recovery
30+
Team members
400+
Principal placed in 2025
$2.6B+
Recovered for clients in 2025
$500M

Services

Enterprise receivables
solutions built for business.

See all services

Technology

Altus Connect™
One suite. Complete coverage.

Altus Connect™ brings together performance management, connected workflows, AI-enabled capabilities, and real-time visibility — helping our teams operate more effectively while giving clients greater control and insight into recovery activity.

Higher recovery rates
Turn more receivables into revenue.
Reduced DSO
Get paid faster.
Real-time visibility
See what's happening across your portfolio.
Relationship protection
Preserve the customers that matter.
Coda

Performance

Collector performance management with real-time tracking, KPI dashboards, and speech analytics.

Bridge

Workflows

Connected collector and client workflows for approvals, data requests, payment status, and other account activity.

Voice

AI capability

AI-enabled voice outreach that expands contact capacity, qualifies right-party contacts, and transfers appropriate conversations to collectors.

Automations

AI capability

AI-assisted workflows and data capture that automate system entry and surface account intelligence before outreach.

Recovery Process

From placement to remittance
in six structured steps.

Every account moves through a disciplined recovery process designed to improve data quality, apply the right recovery strategy, and provide visibility from placement through remittance.

  1. STEP 01

    Account Placement

    Accounts are securely transferred to Altus via SFTP, API, email, or portal, then verified within our platform to ensure data accuracy and recovery readiness.

  2. STEP 02

    Data Enrichment

    Account data is enriched using third-party providers and Altus' internal database to strengthen business and contact information before outreach begins.

  3. STEP 03

    Collector Assignment

    Accounts are evaluated by industry, debt type, and risk profile, then routed to the appropriate commercial collections specialist for recovery.

  4. STEP 04

    Collection Activities

    Commercial collections specialists use enriched account information and tailored recovery strategies across calls, emails, written demands, negotiation, and follow-up.

  5. STEP 05

    Debtor Payments

    Payments and account activity are tracked in real time, giving clients clear visibility into payment status and recovery progress.

  6. STEP 06

    Remittance

    Recovered funds are remitted promptly with detailed reporting and a documented audit trail, providing visibility from payment through remittance.

Get Started
Read the video as text
From placement to remittance in six structured steps
Every account moves through the same disciplined pipeline — verified, enriched, and recovered with a full audit trail.
1. Account Placement
Accounts are securely transferred to Altus via SFTP, API, or client portal — then verified inside our platform to confirm data accuracy and recovery readiness.
2. Data Enrichment
Every debtor record is enriched with business and contact intelligence, sourced from third-party providers and our extensive internal database.
3. Collector Assignment
Accounts are categorized by industry, debt type, and risk profile — then routed to a dedicated specialist team for immediate recovery action.
4. Collection Activities
Collectors use enriched contact data and industry grouping to run targeted calls, compliant outreach emails, and formal demand letters.
5. Debtor Payments
Incoming payments are tracked, posted, and monitored in real time — keeping clients informed and recovery progress continuous.
6. Remittance
Recovered funds are remitted to clients promptly, with detailed performance reporting and full transparency on every account.
Recover more. Operate smarter.
92% average recovery · under 24 hours to first debtor contact · 90-day typical collection window. No setup fees — no recovery, no fee.

Free Tool

What could improving DSO unlock for your business?

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$15,000,000
$2,500,000
60

Estimated Impact

New DSO target

46 days

Cash flow freed

$575,342

What clients say

Trusted by finance teams since 1994.

  • Altus recovered balances we had already written off. We only pay when they collect, and our net recovery is better than with any agency we used before.
    S.M.Manufacturing
  • Compliance is non-negotiable for us. Altus cleared our security review faster than any vendor we’ve onboarded, and their reporting holds up to audit.
    J.T.Financial Services
  • Altus works under our name like an extension of our A/R team. Accounts get paid, and our customers still want to do business with us.
    M.L.Technology / SaaS
  • Altus collects firmly and professionally. When an account needs to go further, they tell us why before anything escalates.
    R.K.Construction
  • I log into Altus Connect and see where every account stands. Payments, notes, next steps. No phone calls, no email chains.
    D.P.Transportation & Logistics
  • One partner handles our domestic and international accounts. We no longer manage separate agencies country by country.
    A.H.Chemical

Net Promoter Score: 9.8

Testimonials from Altus clients, identified by initials to protect client confidentiality. Individual results vary.

Common Questions

Everything you
need to know.

Altus combines best-in-class technology, complete security compliance, complementary services, capacity for large volumes, and fully customizable recovery solutions tailored to each client.

Most companies place accounts at 90–120 days past due, but earlier placement may be appropriate if you cannot reach the customer or there are signs of financial trouble.

Altus specializes in B2B commercial collections, serving clients across the United States and Canada, with services delivered in accordance with applicable jurisdictional requirements. Our compliance and security framework includes SOC 1 Type II, SOC 2 Type II, and PCI DSS.

Yes. Altus offers foreign collections through the Coface Global network, enabling recovery in 67 countries with in-country resources.

Yes. The 24/7 client portal is accessible anytime from any device — view activity, run reports, and process payments around the clock.

First-party uses your own brand with our team acting as an extension of yours; third-party is independent recovery under the Altus name once accounts are past due.

When standard recovery efforts are exhausted, Altus can coordinate legal escalation through its attorney network, subject to client approval and account-specific review.

No. Our third-party fee is fully contingent on successful collections — if we don't collect, you don't pay.

If a debtor contacts you after placement, notify your Altus representative and follow the communication process established for your program.

It depends on your state's statute of limitations, but commercial debts decline in collectibility rapidly — timely action significantly improves recovery rates.

Altus uses a proprietary multi-stage approach driven by collector skill and experience, including a pre-litigation phase before any legal escalation.

Collection timing varies based on factors including account age, balance, documentation, dispute status, and debtor responsiveness. Earlier placement generally provides more opportunity to engage before an account becomes more difficult to recover.

Still have questions?

Talk to a specialist — we respond within 4 business hours.

Contact us

Ready?

Recover More.
Operate Smarter.

Get started quickly. A commercial collections specialist makes first contact within one business day of placement.

Get Started

NO SETUP FEES · NO RECOVERY, NO FEE · 24-HOUR ONBOARDING