Know before you extend credit.
Get a clearer view of commercial credit risk in under five minutes. Business credit reports bring together trade payment history, public records, ownership information, financial signals, and other business intelligence to support faster, more informed credit decisions.
Commercial credit intelligence built for better decisions.
Altus Business Credit Reports consolidate key commercial credit information into one view, helping your team evaluate new customers, establish appropriate credit limits, and monitor risk within existing accounts. Reports bring together payment history, public records, ownership information, financial indicators, and other business intelligence to support consistent credit decisions.
Featured Resource
The Bottom-Line Case for Modern Commercial Collections
Learn how finance leaders can improve cash flow, reduce write-offs, lower DSO, and protect customer relationships by combining recovery technology with commercial collections expertise.
Why Altus
Make credit decisions with greater speed and visibility.
Give credit teams the information they need to evaluate risk without piecing together data from multiple sources. Altus helps streamline commercial credit review so your team can make more consistent decisions before extending terms and as customer risk changes over time.
How it works
From placement to recovery.
A predictable, transparent process backed by the Altus platform and your dedicated account team.
Submit a request
Search by business name, address, FEIN, or DUNS. Or upload a list for bulk processing.
Submit a request
Search by business name, address, FEIN, or DUNS. Or upload a list for bulk processing.
We assemble the data
Trade payment data, public records, UCC filings, ownership, and proprietary signals — aggregated in real time.
We assemble the data
Trade payment data, public records, UCC filings, ownership, and proprietary signals — aggregated in real time.
Scored & delivered
You receive a structured report with the Altus risk score, supporting data, and recommendations — typically in under 5 minutes.
Scored & delivered
You receive a structured report with the Altus risk score, supporting data, and recommendations — typically in under 5 minutes.
Monitor over time
Add customers to ongoing monitoring — we alert you to material changes between reports.
Monitor over time
Add customers to ongoing monitoring — we alert you to material changes between reports.
Use cases
Build better credit decisions into the customer lifecycle.
FAQ
Questions about Business Credit Reports.
Reports draw from commercial payment information, public records, business filings, government data sources, and other available commercial intelligence to provide a more complete view of business credit risk.
Resources
Insights & Recovery Resources
Access guides, case studies, benchmark reports, and educational resources designed to help organizations strengthen receivables performance and improve recovery outcomes.
Ready when you are
Start recovering today.
See how Altus Business Credit Reports can help your team evaluate commercial risk, make faster credit decisions, and monitor customers over time.