Collection Agency In Phoenix

North America’s #1 Commercial

Collection Agency in Phoenix

Altus Commercial Receivables

Your Trusted Commercial Debt Collection Agency in Phoenix

Work With Altus For B2B Debt Collection

Altus Services Phoenix

Debt Collection with a Personal Touch

Altus is your trusted partner for commercial debt collection in Phoenix, delivering proven solutions designed to help businesses thrive across Maricopa County. Based right here in Phoenix, we’re more than a collection agency—we’re your ally in recovering outstanding debts while protecting those valuable client relationships. Whether you’re a small business owner or a growing B2B organization, we tailor strategies to fit your industry and ensure your accounts receivable are handled with expertise. Let us help you take control of your cash flow and keep your business moving forward!

Phoenix, AZ skyline

Your Community, Your Collection Experts:

Altus Delivers for Phoenix Businesses

When it comes to debt collection in Phoenix, Altus is unmatched in professionalism, efficiency, and innovation. Businesses choose us because we prioritize your bottom line without sacrificing your reputation. Here’s why we stand out:

  • Local Expertise: Located in Phoenix, our team understands the unique needs of businesses in The Valley. We’re not just a service provider—we’re part of your community.
  • Proven Results: With decades of experience and cutting-edge tools, Altus boasts a success rate that puts us leagues ahead in the B2B debt collection industry in Phoenix.
  • 20,000+ Happy Clients: From enterprises to small businesses in Phoenix, we’ve supported thousands of companies with consistent and tailored receivables management solutions.
  • Customized Strategies: No two businesses are alike, and we ensure our processes align with your goals and industry needs.
Altus Receivables Management nationwide financial services commercial collections agency over 30 years of experience

Call Altus For Efficient Commercial Debt Collection

Phoenix Debt Recovery That’s Hotter Than the Desert Sun

Need a trusted commercial debt collection agency in Phoenix? We’ve got you covered! Reach out to our Phoenix office today for a tailored strategy that delivers real results across The Valley of the Sun, and beyond. Let Altus handle the heavy lifting so you can recover your revenue stress-free. Don’t wait—let’s get started!

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Services That Simplify Debt Recovery

Recover Faster, Grow Stronger: Debt Collection Made Easy

Our comprehensive range of receivables management services in Phoenix ensures businesses of all sizes can get back to focusing on growth. 

  • B2B Debt Collection Services: We specialize in B2B debt collection in Phoenix, helping corporations recover outstanding payments while preserving your client relationships. From negotiation to resolution, we’re your trusted partner. 
  • Commercial Debt Recovery: Handling multiple accounts? We streamline the collection of commercial debts with professional outreach and a proven workflow. 
  • First-Party & Third-Party Collection Options: Choose the model that works for your business. We collaborate with your in-house team for first-party solutions or act independently as your trusted third-party agency. 
  • Legal Escalation, When Necessary: Altus offers escalated receivables management services in Phoenix that involve legal professionals when required, ensuring no avenue is left unexplored.
  • Industry-Specific Collections: From construction to technology, and agribusiness to financial services, we understand and cater to your industry’s specific challenges.

altus is certified by the industry's most respected associations

Turning Overdue Into Paid:

How Altus Simplifies Recovery

Recovering payments shouldn’t be complicated. At Altus, we make it simple. 

  1. Consultation: Tell us about your receivables challenge—we listen, assess, and recommend the best recovery approach. 
  2. Tailored Strategy: We use data-driven insights to create a personalized collection plan that works for your business. 
  3. Action & Follow-Up: Our team takes action quickly, with constant communication to deliver real-time updates. 
  4. Funds Recovered: You get paid—on time, every time.

How Altus Helps Phoenix Businesses

Turn Overdue Payments into Business Growth with Altus

Struggling with debt collection for your small business in Phoenix? Or perhaps you need reliable B2B collections expertise? Altus is here to turn your accounts receivable challenges into solutions. With a local presence in Phoenix, we’re more than just a trusted name—we’re your neighbors, ready to work with you directly. Partnering with Altus means less hassle, more peace of mind, and financial stability you can count on. Let us help you get back to what you do best—growing your business!

What Is a Collection Agency?

Recovering Debts, Restoring Balance

A collection agency is a business entity that specializes in recovering overdue or unpaid debts from individuals or companies on behalf of creditors. When a customer fails to pay their bills or meet their financial obligations within the agreed terms, lenders or service providers often turn to collection agencies to secure payment in a timely and efficient manner. These agencies utilize a variety of tactics, including phone calls, emails, and written correspondence, to remind debtors of their obligations and negotiate repayment.

Collection agencies serve an essential role in mitigating the financial risk for businesses by recovering money that would otherwise result in a loss. Instead of dedicating time and resources to chasing unpaid accounts, creditors can focus on their core operations while entrusting debt recovery to professionals. Consumers, too, can benefit from working with a collection agency, as many agencies are skilled at crafting flexible repayment plans that make settling debts more manageable.

It’s important to note that reputable collection agencies adhere to strict guidelines and laws, such as the Fair Debt Collection Practices Act (FDCPA), to ensure ethical and lawful recovery methods. Transparency, professionalism, and a focus on solutions are hallmarks of a good agency, creating outcomes that benefit both creditors and debtors. With their expertise, collection agencies provide an indispensable financial service that helps businesses maintain cash flow and sustain growth.


What’s the Difference Between a Collection Agency and a Commercial Collection Agency

What is a Traditional Collection Agency?

Traditional collection agencies focus on recovering consumer debts—amounts owed by individuals. These agencies typically handle smaller account balances and work directly with consumers to resolve payment disputes. Here’s what sets them apart: 

  • Focus Areas: Credit card balances, medical bills, personal loans, and other individual debts. 
  • Approach: Personalized strategies to address individual payment challenges. 
  • Emphasis on Compliance: Operate under strict regulations to protect consumers from unfair practices. 
  • Smaller Account Balances: Typically deal with lower amounts compared to commercial collections. 

Traditional collection agencies are experts in handling consumer-focused debt recovery while navigating the complexities of personal payment disputes.

What is a Commercial Collection Agency?

Commercial collection agencies specialize in recovering business-to-business (B2B) debts. They handle more complex cases where unpaid invoices or contracts between companies are involved. Here’s what makes them unique: 

  • Focus Areas: Overdue invoices, unpaid contracts, and other B2B financial obligations. 
  • Larger Balances: Deal with higher amounts compared to consumer debts. 
  • Tailored Solutions: Offer custom recovery strategies, often including arbitration or litigation if needed. 
  • Professional Expertise: Require negotiation, business acumen, and legal knowledge to maintain professional relationships. 

Commercial collection agencies go beyond debt recovery—they aim to protect ongoing business relationships while resolving financial disputes efficiently. 

Choosing the right agency depends on whether you’re dealing with consumer or business debts, the size of the balances, and your recovery goals.

Altus infographic: the difference between consumer and commercial collection agencies.