Collection Agency In Philadelphia

North America’s #1 Commercial

Collection Agency in Philadelphia

Your Next Commercial Collection Agency in Philadelphia, PA

Altus: Turning Debt Challenges into Financial Solutions

Start Collecting Efficiently With Altus

Altus: Your Local Partner for B2B Debt Solutions in Philadelphia

Recover More in the City of Brotherly Love

When you’re seeking a trusted commercial collection agency in Pennsylvania, Altus Commercial Receivables is the partner you need to safeguard your financial health. With an office located right here in the City of Brotherly Love, we’re not just any B2B collection agency—we are your local experts in resolving debt challenges with professionalism, efficiency, and results. 

Philadelphia, PA skyline

Why Choose Altus for B2B Debt Collection in Philadelphia?

B2B Debt Recovery Made Easy for Philadelphia Businesses

At Altus, we know the pulse of Philly’s vibrant marketplace and what it takes to thrive here. Whether you’re a growing small business or a large enterprise, we’ve got your back with receivables management services designed to keep your cash flowing. Struggling with overdue invoices? Need a smarter strategy to handle commercial receivables? We’re here to help you recover B2B debt and stay ahead. Let Altus take the hassle out of collections so you can focus on what you do best—growing your business.

Altus Receivables Management nationwide financial services commercial collections agency over 30 years of experience

Altus: Where Local Service Meets National Impact

Philadelphia’s Trusted Partner in B2B Debt Recovery

Ready to take control of your cash flow? Don’t settle for anything less than the best. With a physical office right here in Philadelphia, we bring local expertise with the power of a national reach to help you hit your debt recovery goals. 

At Altus Commercial Receivables, we’re proud to be the trusted B2B debt collection partner for Philly businesses. 

Give us a call or contact us today. Let’s work together to secure your financial future and get your business back on track!

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Comprehensive Debt Collection Solutions

Altus Commercial Receivables Services in Philadelphia 

Altus offers comprehensive solutions to help businesses manage unpaid invoices and overdue accounts with expertise and efficiency. Our services are designed to optimize your financial health and ensure smoother cash flow, whether you need early intervention or full-scale recovery support. 

  • B2B Debt Collection: Altus specializes in B2B debt collection, helping businesses recover overdue payments quickly and professionally. We focus on fostering positive client relationships while ensuring your accounts are brought current. 
  • 3rd Party & 1st Party Collection Services: Whether you need 3rd party collections to handle difficult debt recovery or 1st party solutions for seamless account management under your brand, Altus delivers customized strategies that work. 
  • Business Credit & Asset Reports: Make informed decisions with Altus’ business credit reports and asset & liability reports. These tools provide you with crucial insights into your clients’ financial standing, helping you minimize risk and optimize operations. 
  • Legal Escalation Model: For more challenging cases, Altus uses a legal escalation model to ensure compliance and effective resolution. Our experienced team guides you through the process, providing support every step of the way. 
  • International Debt Collection: Dealing with global clients? Altus has the expertise to manage international debt collection, addressing legal, cultural, and logistical complexities. Recover your receivables confidently and maintain strong cross-border relationships. 
  • Credit Insurance Claims Collections: Altus also handles credit insurance claims collections, ensuring businesses recover insured receivables efficiently. Our team works closely with insurers and clients to streamline the process. 
  • Tailored Solutions for Every Business: From startups to established enterprises, Altus supports businesses across industries in Philadelphia. Our tailored services provide the resources, strategies, and expertise you need to thrive. 

altus is certified by the industry's most respected associations

Professional Debt Recovery with a Personal Touch

Altus Commercial Receivables: Our Services

  • 3rd Party Debt Collection: When maintaining client relationships matters, our third-party debt collection services strike the perfect balance between persistence and diplomacy. 
  • 1st Party Debt Collection: Seamlessly integrated with your business processes, our first-party solutions ensure you remain focused on growth while we manage receivables. 
  • Legal Escalation Model: Sometimes, debt resolution requires legal action. Altus offers a strategic escalation approach that protects your bottom line while adhering to compliance standards. 
  • Credit Insurance Claims Collections: We specialize in credit insurance claims collections, providing tailored solutions for unique recovery needs.

Altus: The Trusted Partner for Philadelphia’s Financial Strength

Industry-Specific Expertise for Philly’s Thriving Businesses

Philadelphia’s spirit of innovation and grit is reflected in the diversity of industries buzzing across the city. With expertise in sectors like construction, manufacturing, technology, transportation, agribusiness, and more, Altus ensures your industry-specific needs are met with precision and clarity. For debt collection for small businesses or Fortune 500 firms, our solutions help protect what makes your Philadelphia business thrive.

More Than a Collection Agency—Your Trusted Partner 

A Comprehensive Approach to Debt Collection

Unlike other B2B collection agencies, Altus goes beyond mere debt recovery. From business credit reports to asset and liability reports, our services provide critical insights to help you make informed financial decisions today and in the long run. 

What Is a Collection Agency?

Recovering Debts, Restoring Balance

A collection agency is a business entity that specializes in recovering overdue or unpaid debts from individuals or companies on behalf of creditors. When a customer fails to pay their bills or meet their financial obligations within the agreed terms, lenders or service providers often turn to collection agencies to secure payment in a timely and efficient manner. These agencies utilize a variety of tactics, including phone calls, emails, and written correspondence, to remind debtors of their obligations and negotiate repayment.

Collection agencies serve an essential role in mitigating the financial risk for businesses by recovering money that would otherwise result in a loss. Instead of dedicating time and resources to chasing unpaid accounts, creditors can focus on their core operations while entrusting debt recovery to professionals. Consumers, too, can benefit from working with a collection agency, as many agencies are skilled at crafting flexible repayment plans that make settling debts more manageable.

It’s important to note that reputable collection agencies adhere to strict guidelines and laws, such as the Fair Debt Collection Practices Act (FDCPA), to ensure ethical and lawful recovery methods. Transparency, professionalism, and a focus on solutions are hallmarks of a good agency, creating outcomes that benefit both creditors and debtors. With their expertise, collection agencies provide an indispensable financial service that helps businesses maintain cash flow and sustain growth.


What’s the Difference Between a Collection Agency and a Commercial Collection Agency

What is a Traditional Collection Agency?

Traditional collection agencies focus on recovering consumer debts—amounts owed by individuals. These agencies typically handle smaller account balances and work directly with consumers to resolve payment disputes. Here’s what sets them apart: 

  • Focus Areas: Credit card balances, medical bills, personal loans, and other individual debts. 
  • Approach: Personalized strategies to address individual payment challenges. 
  • Emphasis on Compliance: Operate under strict regulations to protect consumers from unfair practices. 
  • Smaller Account Balances: Typically deal with lower amounts compared to commercial collections. 

Traditional collection agencies are experts in handling consumer-focused debt recovery while navigating the complexities of personal payment disputes.

What is a Commercial Collection Agency?

Commercial collection agencies specialize in recovering business-to-business (B2B) debts. They handle more complex cases where unpaid invoices or contracts between companies are involved. Here’s what makes them unique: 

  • Focus Areas: Overdue invoices, unpaid contracts, and other B2B financial obligations. 
  • Larger Balances: Deal with higher amounts compared to consumer debts. 
  • Tailored Solutions: Offer custom recovery strategies, often including arbitration or litigation if needed. 
  • Professional Expertise: Require negotiation, business acumen, and legal knowledge to maintain professional relationships. 

Commercial collection agencies go beyond debt recovery—they aim to protect ongoing business relationships while resolving financial disputes efficiently. 

Choosing the right agency depends on whether you’re dealing with consumer or business debts, the size of the balances, and your recovery goals.

Altus infographic: the difference between consumer and commercial collection agencies.